Legal Disclaimer

This website provides general information about Islamic principles related to insurance and finance. All information is provided for educational and informational purposes only.

Alhamdulillah - All praise belongs to Allah, who grants us wisdom and guides us to truth.

Important Notice

By accessing and using this website, you acknowledge and agree to the following terms:

Not Legal or Financial Advice

The content on Halal Insurance Australia is for general educational purposes only. It does not constitute legal, financial, or investment advice.

• This information should not be considered comprehensive or complete
• Individual circumstances vary and should be evaluated professionally
• We cannot guarantee the accuracy, completeness, or timeliness of our content
• Islamic rulings may differ based on specific contexts and scholarly interpretations

Islamic Interpretation

Islamic jurisprudence is a complex and nuanced field. Our explanations are based on widely accepted principles but may not address every individual circumstance or regional interpretation.

• Always consult qualified Islamic scholars for personal religious questions
• Laws and interpretations may vary between different schools of thought
• Seek guidance from accredited scholars in your locality for specific rulings

Professional Services

For legal, financial, or insurance matters, you should consult qualified professionals:

• Financial Advisors: Licensed financial planners familiar with Islamic finance
• Legal Counsel: Shariah-compliant lawyers or legal professionals
• Islamic Scholars: Qualified scholars (ulama) for religious guidance
• Insurance Companies: Licensed insurers offering compliant products

No Warranty

We make no warranties or representations about:

• The accuracy, reliability, or completeness of our content
• The satisfaction of your needs or requirements
• The availability of specific products or services
• The availability or operation of this website
• The existence or suitability of Takaful products in your jurisdiction

Limitations of Liability

To the maximum extent permitted by law, Halal Insurance Australia excludes all liability for:

• Any loss or damage arising from your use of or reliance on our information
• Any errors, omissions, or misleading statements in our content
• Any interruption or cessation of website services
• Any technical issues, viruses, or other destructive elements

External Links

This website may contain links to external websites. These links are provided for convenience only. We do not:

• Endorse or approve the content of linked websites
• Accept responsibility for the content, operations, or privacy practices of linked websites
• Control the availability, content, or changes to linked websites

Updates and Changes

We reserve the right to update, modify, or remove our content at any time without notice. We also change this disclaimer periodically. Please review it regularly to stay informed.

Governing Law

This disclaimer and your use of our website are governed by the laws of the Australian jurisdiction. Any disputes must be resolved through binding arbitration in accordance with Islamic principles of justice and fairness.

Islamic Principles

In all our endeavors, we strive to uphold the Islamic principles of:

• Truthfulness (Sidq): Providing accurate information to the best of our ability
• Justice (Adl): Treating all users fairly and equitably
• Trustworthiness (Amanah): Serving as a reliable source of information
• Ethical Conduct: Following the guidance of Qur'an and Sunnah

Contact Information

If you have questions about this disclaimer or our information, please contact us:

Email: info@halalinsurance.au
Subject: Disclaimer Inquiry

"Whoever guides [another] to a good deed will get a reward like the one who does it."

- Sahih Muslim

Last updated: August 21, 2024